Services

Service details

A closer look at each service

Mobile Recharge illustration
Recharge

Mobile Recharge

Recharge any prepaid mobile number in India in seconds. Enter the number, the operator and circle are picked up automatically, and the latest plans are ready to choose from.

  • Talktime, unlimited combo, validity and top-up plans
  • Automatic operator and circle detection
  • Instant SMS confirmation from the operator
  • Postpaid bill payment for supported operators
AirtelJioViBSNL
DTH Recharge illustration
Recharge

DTH Recharge

Keep the TV running without a break. Recharge any DTH connection with the customer ID or registered mobile number and the balance is updated right away.

  • Monthly and long-term pack renewals
  • Add-on channel packs and top-ups
  • Recharge with customer ID or registered mobile number
  • Balance and due date details before you pay
Tata PlayAirtel Digital TVDish TVd2hSun Direct
AEPS illustration
Banking

AEPS (Aadhaar Enabled Payment System)

AEPS lets your customers use their Aadhaar-linked bank account at your shop. They share their Aadhaar number, verify with a fingerprint on a biometric device, and you complete basic banking for them on the spot.

  • Cash withdrawal from Aadhaar-linked bank accounts
  • Balance enquiry and mini statement
  • Fingerprint (biometric) verification for every transaction
  • Works with AEPS-enabled banks across India
Cash withdrawalBalance enquiryMini statement
Micro ATM illustration
Banking

Micro ATM

A Micro ATM is a small card device that lets customers withdraw cash and check their balance with their debit card and PIN, just like at a bank ATM. It is ideal where bank ATMs are far away.

  • Cash withdrawal with debit card and PIN
  • Balance enquiry on the spot
  • Receipt for every transaction
  • Supports major debit card networks
Debit cardCash withdrawalBalance enquiry
Domestic Money Transfer illustration
Banking

Domestic Money Transfer

Help customers who do not use net banking send money to family or pay someone. Register the sender with their mobile number, add the beneficiarys bank details and the money goes straight to the bank account.

  • Transfer to any bank account in India
  • IMPS for instant transfer, NEFT as an option
  • Sender verification with mobile OTP
  • Receipt with transaction reference number
IMPSNEFTAll banks
BBPS illustration
Bill payments

BBPS (Bharat Bill Payment System)

BBPS is Indias standard bill payment system, set up under RBI guidelines and run by NPCI. Fetch the customers bill with their consumer number, pay it, and get a BBPS reference number as proof of payment.

  • Bill fetch with consumer or account number
  • Instant confirmation with BBPS reference number
  • Electricity, water, gas, broadband, loan EMI and more
  • Standard complaint process for any payment issue
Bill fetchInstant receiptBBPS reference
Utility Bill Payments illustration
Bill payments

Utility Bill Payments

Your customers no longer need to stand in queues at different offices. Pay their monthly utility bills from your counter and hand them a receipt right away.

  • Electricity bills of state boards and private companies
  • Water, piped gas and LPG cylinder bills
  • Broadband, landline and postpaid bills
  • Bill amount and due date shown before payment
ElectricityWaterGasBroadband
FASTag illustration
Bill payments

FASTag

FASTag uses RFID to pay toll automatically as the vehicle crosses a toll plaza. Recharge your customers FASTag with their vehicle number and the balance is updated quickly.

  • FASTag recharge for major issuing banks
  • Recharge using the vehicle number
  • Fast balance update
  • Saves time and fuel at toll plazas
CarTruckBus
Insurance illustration
Insurance & travel

Insurance

Help customers compare and buy insurance online. Get quotes from different insurers, choose the right cover and the policy is issued digitally.

  • Two-wheeler and car insurance
  • Health and term life insurance
  • Compare quotes from multiple insurers
  • Digital policy copy for the customer
Two-wheelerCarHealthTerm life
Travel Booking illustration
Insurance & travel

Travel Booking

Plan trips for your customers from the same counter. Search routes, compare fares and book tickets in a few steps, with the ticket shared on SMS or email.

  • Train ticket booking
  • Domestic flight booking
  • Bus ticket booking
  • Hotel booking
TrainFlightBusHotel
Bill payments

Bills your customers can pay at your counter

Through BBPS and our utility partners, most monthly bills are covered.

Utility

Electricity

State electricity boards and private power companies.

Utility

Water

Municipal and water board bills.

Utility

Piped gas & LPG

Piped gas bills and LPG cylinder payments.

BBPS

Broadband & landline

Monthly internet, landline and postpaid bills.

BBPS

Loan EMI

EMI payments for supported lenders.

BBPS

Insurance premium

Premium payments for supported insurers.

FASTag

FASTag recharge

Top up FASTag for cars, trucks and buses.

BBPS

Municipal taxes

Property and other local taxes where available.

BBPS

Education fees

Fee payments for supported schools and institutes.

Do you want to grow your
creative business?

  • Recharge: Mobile & DTH

    Recharge prepaid mobile numbers and DTH connections of all major operators across India. Choose from the latest plans and packs, and your customer gets an instant confirmation from the operator.

  • Banking: AEPS, Micro ATM & Money Transfer

    Offer basic banking at your shop. Customers can withdraw cash and check their balance with Aadhaar and fingerprint (AEPS) or their debit card (Micro ATM), and send money to any bank account in India through Domestic Money Transfer.

  • Bill payments: BBPS, Utility bills & FASTag

    Pay electricity, water, gas, broadband, loan EMI and many more bills through BBPS with an instant reference number, and recharge FASTag for vehicles of all types.

  • Insurance & Travel Booking

    Help customers buy two-wheeler, car, health and term insurance online, and book train, flight and bus tickets and hotel stays from the same account.

A differentiated approach relevant to your challenges

Coverage

What you can recharge, pay and book

Mobile & DTH

  • Airtel
  • Jio
  • Vi
  • BSNL
  • MTNL
  • Tata Play
  • Airtel Digital TV
  • Dish TV
  • d2h
  • Sun Direct

Bills & FASTag

  • Electricity
  • Water
  • Piped gas
  • LPG cylinder
  • Broadband
  • Landline
  • Loan EMI
  • FASTag

Insurance & travel

  • Two-wheeler
  • Car
  • Health
  • Term life
  • Train
  • Flight
  • Bus
  • Hotel

Operators, billers and partners may change from time to time. The live list is shown after you log in.

FAQ

Common questions

  • How long does a transaction take?

    Most recharges, bill payments and money transfers are completed within a few seconds. In rare cases the operator, biller or bank may take a little longer, and the status is updated in your transaction history.

  • What happens if a transaction fails?

    If a transaction fails, the amount is returned to your Avro Pay wallet as per our refund policy. You can check the status in your reports or contact our support team with the transaction ID.

  • What does a customer need for AEPS cash withdrawal?

    The customer needs their Aadhaar number, a bank account linked to that Aadhaar, and their fingerprint, which is captured on a registered biometric device.

  • How does Domestic Money Transfer work?

    The sender is registered once with their mobile number and OTP. You then add the beneficiarys account number and IFSC, enter the amount and send the money. A receipt with the reference number is generated.

  • Which bills can I pay through BBPS?

    Electricity, water, piped gas, LPG, broadband, landline, loan EMI, insurance premium and many more categories, depending on the billers available on BBPS.

  • Which details do I need for a DTH recharge or FASTag?

    For DTH you need the operator and the customer ID (or registered mobile number). For FASTag you need the issuing bank and the vehicle number.

  • How do I add money to my wallet?

    Log in to your account and use the wallet top-up option. Once the balance is added, you can use it across all services.

Start offering all these services from your shop

Log in to your Avro Pay account to offer recharges, AEPS, money transfer, bill payments and more from one wallet.

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